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Heat Pumps 8 min read

Is My Heat Pump Quote Fair? A 2026 Sense-Check Guide

How to read an air source heat pump quote line-by-line, what a fair 2026 price includes, and the red flags in cheap quotes. Send us your quote for a free sense-check.

What a fair 2026 heat pump quote includes

A proper quote is itemised, not a single lump sum. Line by line, you should be able to see:

The heat pump unit — make, model and output (kW), ideally an R290 unit. • Hot water cylinder — correctly sized for your household, not a token 150L. • Emitters — any radiator upgrades or underfloor heating, itemised room by room. • Labour — by the installer’s own engineers, not vague “fitting”. • Controls — weather compensation and smart controls. • Commissioning — setting up and balancing the system so it runs efficiently.

If a quote cannot show you these lines, it is not a design — it is a guess.

Typical price ranges (indicative)

These are indicative 2026 ranges before the grant — your actual price depends on your property and heat demand:

Small / well-insulated home (1–2 bed): roughly £8,000–£11,000 • Average 3-bed semi: roughly £10,000–£14,000 • Larger / older detached: roughly £14,000–£20,000+

The £7,500 Boiler Upgrade Scheme grant comes off these figures, and heat pump installations carry 0% VAT. A typical 3-bed therefore often lands at a few thousand pounds net. Treat any figure here as a starting point, not a promise — a real price comes from a survey.

Red flags in cheap quotes

A suspiciously cheap quote usually hides one of these:

An undersized unit — cheaper upfront, but it will struggle on cold days and run inefficiently. • No room-by-room heat-loss survey — the system has effectively been guessed. • No MCS certification — which means no £7,500 grant and no consumer protection. • Subcontracted labour — nobody owns the quality of the finished job. • A token cylinder — undersized hot water storage that leaves you short.

A low headline price that misses the grant and underperforms for 20 years is the most expensive option of all.

How the £7,500 grant is applied to your quote

The £7,500 Boiler Upgrade Scheme (BUS) grant is deducted from your invoice by your MCS-certified installer — you never have to find it upfront or claim it back. We apply for the voucher on your behalf and net it off the final bill.

Eligible off-gas-grid homes (oil, LPG or electric heating) can claim an enhanced £9,000 grant between 21 July 2026 and 31 March 2027. A genuine quote should state clearly which grant it assumes and show the net figure after it.

Send us your quote for a free sense-check

Comparing quotes is stressful because they are rarely like-for-like. We will review a competitor quote for free and tell you honestly whether it looks fair — the unit sizing, the cylinder, the emitter plan, whether the grant has been applied correctly, and whether anything important is missing.

There is no obligation. Even if you do not choose us, you will walk away understanding exactly what you are being asked to pay for.

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Frequently asked questions

How much should a heat pump cost in 2026?

As an indicative guide, an average 3-bed semi is often £10,000–£14,000 before the grant, with smaller homes lower and large or older properties higher. The £7,500 BUS grant and 0% VAT then reduce the net figure significantly. A survey gives the real number.

Why is one heat pump quote so much cheaper than another?

Usually because it is not comparing like-for-like: a smaller unit, an undersized cylinder, no proper heat-loss survey, subcontracted labour, or the grant/VAT handled differently. Always compare the itemised detail, not just the headline.

Should a heat pump quote be based on a survey?

Yes. A fair quote follows a room-by-room heat-loss survey. Anything based purely on floor area or bedroom count is a guess and often leads to an over- or under-sized system.

Does a heat pump quote include the grant?

It should clearly show both the gross price and the net price after the £7,500 grant, and state whether the enhanced £9,000 off-gas-grid grant applies. If it is unclear, ask.

Can you check a quote I got from another installer?

Yes — we offer a free, no-obligation sense-check. Send us the quote and we will tell you honestly whether the sizing, cylinder, emitters and grant treatment look fair.

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